North Adams State Bank’s personable and professional lending officers knows the ABC’s of lending. Since we’re a locally owned community bank, all decisions are made right here and we quickly give you the credit you deserve.

  Agricultural Loans

For any agricultural purpose with repayment scheduled according to your cash flow.

    • Agricultural operating loans

    • Livestock loans

    • Farm machinery and equipment loans

    • Farm real estate loans

    • Beginning farmer loans

    • FSA guaranteed loans

  Business Loans

Whether you’re starting a new business or expanding an existing one, we’re ready to help with financing. You can count on us!

    • Operating loans

    • Equipment purchase loans

    • Commercial real estate loans

    • Rural Adams Development Corp. equity funding assistance loans

  Consumer Loans

We offer a wide variety of consumer loan products tailored to meet your needs with competitive rates and repayment terms tailored to your budget.

    • New and used vehicle loans

    • Home improvement loans

    • Personal loans

    • Student loans

    • Residential real estate loans - North Adams State Bank NMLS #410468


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